Question 1

What is TabungYuk?

Accepted Answer

TabungYuk is a personal budgeting app for Indonesia that works via Telegram. Users log expenses by sending a chat message like 'lunch 35k'.

Question 2

How do I log an expense?

Accepted Answer

Link your account to the TabungYuk Telegram bot and send a message with the amount and category. Transactions are auto-categorised against monthly budgets.

Question 3

Is my data encrypted?

Accepted Answer

Yes, all transaction data is encrypted client-side with AES-256. The server cannot read it.

Question 4

What is Sharia mode?

Accepted Answer

Sharia mode disables interest (riba) and provides zakat, sadaqah, and infaq categories compliant with Islamic finance.