TabungYuk is a personal budgeting app for Indonesia that works via Telegram. Users log expenses by sending a chat message like 'lunch 35k'.

How do I log an expense?

Link your account to the TabungYuk Telegram bot and send a message with the amount and category. Transactions are auto-categorised against monthly budgets.

Is my data encrypted?

Yes, all transaction data is encrypted client-side with AES-256. The server cannot read it.

Sharia mode disables interest (riba) and provides zakat, sadaqah, and infaq categories compliant with Islamic finance.

EXPENSE TRACKING · TELEGRAM · FREE FOREVER

Log expenses as easily as a chat.

TabungYuk records transactions through Telegram. Type "lunch 35k" and it lands straight in your budget, category, and monthly report. No forms to fill.

Free foreverEnd-to-end encryptedIndonesian & English

Koin · TabungYuk bot

Hi! I'm Koin. What should we log today?

lunch 35kLogged · Food

Got it! Rp35,000 added to Food.Budget left: Rp 1,750,000

Today

Rp125,000

WHY NABUNGYUK

Three things you'll feel in the first minute.

Fast, one tap

Friendly, not preachy

Koin greets, cheers you on, and reminds you about your budget in a relaxed way, not with scary red charts.

Safe, encrypted

Your data is end-to-end encrypted with your password. Even the TabungYuk team cannot see your transaction details.

HOW IT WORKS

From sign-up to saving consistently in 2 minutes.

Sign up & set your first budget

Create an account with email, then add a "July salary" budget. Type your salary, pick the categories you usually use, done. Koin greets you right away.

About 90 seconds

Connect your Telegram

One click to connect Telegram to TabungYuk. Koin becomes your new, productive chat buddy. No bot setup needed.

The chat you already use daily

Chat normally, logged automatically

Type "coffee 25k", "gas 50k", or "lunch 35k". Koin replies with a confirmation, the right category, and your latest budget balance.

Casual language · auto-category

WHAT MAKES IT DIFFERENT

Designed for how Indonesians actually save.

Default

Privacy you can verify

Your transaction data is encrypted with a password only you know. The TabungYuk team never sees your amounts, categories, or descriptions, even for support.

Client-side AES-256 encryption
Encrypted backups, only you hold the key
Public audit log for transparency

Encryption key

••••••••••••

Sharia modeComing soon

Save with peace of mind, on your terms

For those who want to save with peace of mind: categories auto-flag transactions involving riba, a built-in zakat and sadaqah calculator, and a dashboard separated from conventional items.

Auto-flag transactions involving riba
Monthly zakat & sadaqah calculator
Dedicated categories: Zakat, Sadaqah, Infaq

Zakat this year

Rp 2,500,000

Start saving today, not tomorrow.

Free forever for 1 budget and 5 categories. Premium features are coming soon — sign up free and we'll let you know when they ship.

No credit card required